Help your money grow in a 100% shariah compliant investment

The Nyama Group Shariah-compliant High Growth Investment Fund offers investors a special chance to earn safe and moral returns. This unique property fund targets high growth land investment possibilities in Melbourne, supported by renowned and highly experienced land and property developers, and offers investment plans with variable durations. You would feel secure about obtaining a profitable investment.

Key Investment conditions

Short Term ( 1 to 3 Years)
Expected Return 9-12% per annum
Medium Term (3 to 5 Years)
Expected Return 12-15% per annum
Long Term (5 to 10 Years)
Expected Return 15-18% per annum

Note: Above is indicative only and depend on the project under consideration.

Investment type

Cash | Superannuation | Cash + Superannuation

Sharia Compliance

Mudaraba and Musharaka are key Islamic investment structures based on profit-sharing principles. In Mudaraba, one party (Rab-ul-Mal) provides capital, while the other (Mudarib) manages the investment. Profits are shared based on a pre-agreed ratio at the commencement of the contract.

In Musharaka, all partners contribute capital and share profits and losses proportionally. This fosters risk-sharing and ethical investment.

Both models ensure Shariah compliance, promoting fairness and transparency in fund management. Our Islamic funds follow these principles, offering ethical investment opportunities aligned with Islamic finance values

Fund highlights

High growth returns

Invest in Melbourne’s most promising urban and green veg zone with high demand and growth potential.

Experienced management

Managed and led by a proven property developer with over 15 years of experience in fund management. Every aspect of your investment is completely consistent with Shariah law. This upscale property, which is supported by renowned and highly skilled land and property developers, aims to capitalize on high growth land investment prospects in Melbourne. You would feel secure knowing that you would get a good investment.

Take the next step

Don’t let go of this unique chance to secure high ROI with the Shariah Compliant High Growth Fund. Equipped with strong security that complies with Shariah, ethical principles, and access to Melbourne’s high-growth property markets, this fund is targeted at discerning investors who want stability and performance.

 

 

Get In Touch

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Unlike conventional funds, Islamic investments adhere to the rules and guidelines set by Shariah, representing a form of socially responsible and ethical investing. Some of these principles include avoiding interest and gambling, and ensuring investments are asset-backed and permissible according to Shariah. This distinction provides investors with an opportunity to engage in financial activities that align with Islamic values and principles.

With the help of an independent Shariah board, our Shariah-compliant funds undergo review by Islamic scholars to ensure compliance with the AAOIFI Shariah Standards, a globally recognised set of standards for Islamic Financial Institutions.

Yes. Shariah-compliant products are universal and open to all, regardless of religion or background.

No, it is not a property purchase. Instead, you are investing capital to participate in a property development project and, in return, receiving a profit on your investment.

The minimum investment amount differs for each project. Investors are advised to refer to the Supplementary Information Memorandum specific to each project for details on the minimum investment to qualify.

Returns differ for each project. Investors are encouraged to refer to the Supplementary Information Memorandum of each project or their Investment Agreement to understand the projected rate of return.

The distribution schedule for returns varies with each project. They are generally made through the life of the project or at an expected maturity date. Investors are advised to refer to the corresponding Supplementary Information Memorandum specific to each project for details on when returns will be distributed. In some limited circumstances, the Trustee may extend the maturity of any particular project.

No, each investment is specific to a single project. Each project is an independent entity and is not connected to other projects under FivePearls Funds Management. Investors can choose which projects they would like to participate in.

Periodic project updates are sent via email. These updates offer insight into project developments, milestones achieved, sales, timetable, and expected completion date.

The fees are outlined in the NYMA Cash Information Memorandum and the specific Supplementary Information Memorandum. NYMA typically charges the developer Fund management fees and capital raising fees which are paid out of project profits. Investors are not liable for any fees and their capital and returns are paid gross.

Every project is carefully selected with extensive due diligence by FivePearls before bringing it to investors, however, like all investments, there are risks. Investors should carefully consider the general and specific risks outlined in each Supplementary Information Memorandum and the FivePearls Cash Information Memorandum before investing.

In a Preferential Equity Fund, investors are shareholders in the development property. Refer to other information on security package in each respective Supplementary Information Memorandum.

About Us

Grow your wealth securely with Shariah-compliant investments in high-value commercial and residential real estate. NYMA empowers the Muslim community with 100% halal, interest-free property investments that ensure ethical growth and financial security.